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For
Homeowners
Homeowner
Appraisal Services
Homeowners need
appraisals or appraisal reviews for a variety of reasons, including a mortgage
refinance, home equity loans, Pre-listing services, and PMI removal. When you
order an appraisal or review from us, you can rest assured that you will get the
best in professional service, courtesy, and quality.
Refinance
/ Home Equity
Be sure that you
request us if your lender asks you for YOUR choice of appraisal firms. More than
likely we are already on their "approved list", and if not we will quickly
provide your lender with the necessary documentation to become approved.
For-Sale-By-Owner
(FSBO) / Pre-Listing Services
It's very hard
to be objective about your own home because of your emotional attachment to it.
A Professional Appraiser is objective and will tell you what you need to know,
not just what you want to hear. In addition to helping you set a realistic selling
price so your home will attract buyers, a professional appraisal is very valuable
as a negotiating tool once you have a potential buyer. It gives you something
concrete to show your buyer. It's an independent third party's opinion of your
home's value, and not just you saying how much your home is worth. Potential buyers
know you have an emotional attachment to your home and will be far more likely
to give credibility to a professional appraiser's value opinion than yours.
PMI
Removal Appraisals
A popular money
saver for homeowners in the last few years is to get the PMI removed from their
mortgage loan, thus saving them money on their monthly payments. PMI stands for
"Private Mortgage Insurance". Once your mortgage loan amount is down
below 80% of the value of your home, in most cases you can apply to the lender
to have the PMI removed from your loan, which will make your monthly payments
go down. We are experienced in helping folks just like you rid themselves of unneeded
and unwanted PMI insurance.
Field
and Desktop Appraisal Review Services
Have you just received
a copy of your appraisal and you’d like to have a professional "double-check"
it for accuracy or do you need a “second opinion” without the expense
and delay of waiting for a whole new appraisal?
* Appraisal
Field Reviews: We will check your appraisal for accuracy
and provide exterior "field inspections" of the subject
and comparable properties for maximum appraisal certainty. Perfect
for any situation demanding a second opinion on value.
* Appraisal Desk Reviews: In a hurry and just
want to "double-check" the facts? We’ll use our extensive Internet
research capabilities and office files to deliver reviews with the highest degree
of precision in the industry.
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